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Increase Interest Rate in Bank
 
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Vote.
Best. Idea. Ever
95%
 95%  [ 23 ]
I hate all that is good and holy.
4%
 4%  [ 1 ]
Total Votes : 24

Author Message
Kefka



Joined: 10 May 2007
Posts: 599
HP: 100 MP: 0 Lives: 0



PostPosted: Mon Oct 15, 2007 12:21 pm   Reply with quote

Right now there is little point in putting money in the bank. Interest is one percent every two days, and I don't know if it is compound. Bump it up to four or five percent to make it more worth having.
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Kefka's Tower O' Doom    
The Inconspicuos Intruder
X-Naut, Johnston



Joined: 26 Jun 2007
Posts: 520

HP: 95 MP: 1 Lives: 0



PostPosted: Mon Oct 15, 2007 2:12 pm   Reply with quote

Agreed. You need to have at least 1000 coins in the bank for it to even make a notable difference. Make it about 5% or something.
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X-Naut Starship Freight    
oar
Super Maiq the Liar



Joined: 23 May 2007
Posts: 17919

HP: 100 MP: 10 Lives: 0



PostPosted: Mon Oct 15, 2007 2:22 pm   Reply with quote

Pure's agreement is expected.

I say bump it to 3%
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Tamriellic Titles    
Sind
Vampire


Joined: 01 Oct 2007
Posts: 1702
HP: 90 MP: 10 Lives: 0



PostPosted: Mon Oct 15, 2007 2:34 pm   Reply with quote

What is "Interest rate" anyway?
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Burn them out
rawrskey
Benned Vampire
Benned


Joined: 03 Jun 2007
Posts: 14262

HP: 70 MP: 5 Lives: 5



PostPosted: Mon Oct 15, 2007 3:20 pm   Reply with quote

Banks aren't for making money. They're for keeping it safe.

If we're going to make it useful, we should have items that steal money that isn't in the bank.
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rawrshop    
Bartz Klauser
BAMFing ARCHER
Werewolf


Joined: 27 Sep 2007
Posts: 7637

HP: 100 MP: 5 Lives: 4



PostPosted: Mon Oct 15, 2007 6:17 pm   Reply with quote

If a bank isn't to make money, then why is there intrest/ i say bump it up to over 9000!!!!!!
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The Town of Lix    
i am the sandwich
Vid Inferno
Vampire


Joined: 02 Sep 2007
Posts: 6863

HP: 73 MP: 0 Lives: 7



PostPosted: Mon Oct 15, 2007 6:30 pm   Reply with quote

Agreed. Bump it to 3% or 5%. That would be great. I had to save up every penny to get 5 coins every day. I have barely spent over 10 coins because of the low interest.
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Anti-Francis Mart    
I see what you are doing.
Lord Vaati



Joined: 19 May 2007
Posts: 20393

HP: 99 MP: 10 Lives: 0



PostPosted: Mon Oct 15, 2007 6:59 pm   Reply with quote

I'd rather it be 2% but the 1% is not bad though ether one is good.
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Dark World Shop of Magic    
OH GOD
Manpersonguything
Werewolf


Joined: 30 Jul 2007
Posts: 7249

HP: 100 MP: 8 Lives: 0



PostPosted: Mon Oct 15, 2007 7:19 pm   Reply with quote

YES PLZ. most people have only like 300-50. so it hardly makes a diffrence.
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TWEWY Pins    
That rich guy
Pure-???
Vampire


Joined: 29 Apr 2007
Posts: 9560

HP: 88 MP: 5 Lives: 0



PostPosted: Mon Oct 15, 2007 8:19 pm   Reply with quote

Maiq the Liar wrote:
Pure's agreement is expected.

I say bump it to 3%


>_>

but you're right. very right.
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pure-???'s shop of spells.    
Wacko McGoose
Launching Star
Jailed
Jailed


Joined: 27 Jun 2007
Posts: 2020
HP: 10 MP: 0 Lives: 0



PostPosted: Wed Oct 17, 2007 9:37 pm   Reply with quote

I think it's 1% interest daily. So 100 coins gets one more per day. I think it should be 5% daily interest. That way, you only have to deposit 20 coins to start seeing interest. Best. Idea. Ever.

@Pyroclasm: Um, Francis can't enter OVER 9000! as an interest rate. Percentages only go between 0% and 100% in interest. And real banks do only, like, .005% ANNUAL interest.
FRANIS, DO NOT READ THE SHRUNKIFIED TEXT!!! That goes for you too, Francis.

@The guy who posted for Noes!: WHAT IS WRONG WITH YOU?!?
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Wacko's BURNINATED Gag Shop    
Elite Nerr
Francis



Joined: 16 Apr 2007
Posts: 6974

HP: 50 MP: 3 Lives: 0



PostPosted: Wed Oct 17, 2007 9:39 pm   Reply with quote

I was actually thinking about capping the amount you can earn... Pure is earning almost 35 coins every other day now.
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Francis' Fort Garage Sale    
Token Nazi?
Zelnor



Joined: 01 Jul 2007
Posts: 6425

HP: 10 MP: 7 Lives: 1



PostPosted: Thu Oct 18, 2007 6:39 am   Reply with quote

I do not support this. This has been suggested countless times, and, sadly, was never made. Whislt the suggestion is a really good one, it is also an old one, and NEVER got true. Also, nobody even uses coins for anything. No items are used, there are no wars, heck, I still have the 100 HP I joined with after 3/4 of a year ! I was never attacked. (I bet you will attack me now to oppose me. xP) People only have the coins out of a habit and a bit greed, they have them for the heck of it.
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Twilit Mall: Zelnor Mart    
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